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2,165 conversations113 active this weekAnonymous · Be kind · Not legal advice

All topics Car accidents Insurance Medical & injuries Property damage Legal questions Rideshare Recovery & wins

55
Property damagecandid-bison-2706/15/2026
Brand new SUV hit in a parking lot — do I have a diminished value claim?
I genuinely don't even know where to start with any of this. I've never dealt with insurance beyond just paying my premium every month, so I'm basically starting from zero here. I spent about three years saving up and finally bought mysel…
11 replies
59
Property damagecandid-elk-3285/10/2026
Just got in a wreck 30 mins ago — car might be totaled, what do I do RIGHT NOW?
I'm still sitting in a parking lot off the highway trying to calm down. A truck merged into my lane without signaling and pushed me into the guardrail. My hands are literally still shaking typing this. My car is drivable but the whole pas…
12 replies
67
Property damageswift-tern-1054/14/2026
Other driver's insurance wants to lowball my totaled car — how do I push back?
So my car got totaled about two weeks ago when someone ran a red light and T-boned me. Thankfully I walked away, but my car did not. I filed a claim with the at-fault driver's insurance pretty much immediately and finally got a response ye…
11 replies
51
Property damagesharp-dove-4216/13/2026
Insurance valued my totaled car way below market — anyone fight back and win?
So my car got totaled last month when someone ran a red light and T-boned me. I'm still dealing with the whiplash stuff but now I'm also losing my mind over the settlement offer for the car itself. The insurer sent over their valuation re…
12 replies
70
Property damagegenuine-marmot-7746/15/2026
Insurance sent my totaled car AND the full payout to my lender — did I just get robbed?
I'm honestly still in shock and need someone to help me make sense of this because I feel like I got completely played. So a few months back someone ran a red light and T-boned my car. It was bad — insurance declared it a total loss prett…
12 replies
66
Property damageclear-crow-7806/15/2026
Insurance saying my car might be totaled — does that even make sense?
So about ten days ago I got rear-ended at a red light by someone who was clearly not paying attention. It wasn't a high-speed crash or anything dramatic — honestly I thought I'd walk away with maybe a dented bumper and call it a day. Well…
11 replies
55
Property damagesharp-crow-6166/13/2026
Totaled my financed truck — do I still owe the loan if the at-fault driver's insurance pays out?
This whole situation has been such a nightmare and I'm still trying to wrap my head around the numbers. So here's what happened: I'm financing my truck, been paying on it for about 18 months. A driver ran a red light and hit me hard enoug…
9 replies
64
Property damagequick-owl-7565/10/2026
Just got in a wreck — car might be totaled, still in shock. What do I do RIGHT NOW?
I'm sitting in a gas station parking lot about a mile from where it happened. My hands are still shaking as I type this. Long story short — I lost control on a wet ramp and slid into a concrete barrier. Airbags deployed, front end is dest…
12 replies
64
Property damagewise-hare-8744/19/2026
Can I stall the total loss process? Don't need a replacement car right away
So my SUV got hit pretty hard from the side last week — other driver ran a red light and basically crunched my whole passenger door and quarter panel. The body shop I took it to gave me a preliminary look and the guy basically said 'yeah,…
10 replies
51
Property damagecandid-wren-3834/11/2026
Insurance sent me the FULL payout on my totaled car but I kept the vehicle — do I just cash it?
Kind of a weird situation and honestly a little stressed about it so hoping someone here has been through something similar. My truck got hit a few weeks ago and after the shop looked at it, my insurance company declared it a total loss.…
10 replies
59
Property damagekind-newt-1105/10/2026
At-fault driver's insurance totaled my car but their offer won't replace it — what now?
So I got hit about three weeks ago. Guy ran a red light and smacked my passenger side pretty hard. Police came, he got the ticket, not me. His insurance accepted liability pretty quickly which honestly surprised me, but now I'm in valuatio…
11 replies
60
Property damagequiet-crow-8885/10/2026
Pretty sure my car is totaled but insurance won't confirm for days — do I just buy something new?
So I got rear-ended at a stoplight last Tuesday by someone who had to have been going at least 45 mph. They pushed me into the intersection and I got clipped by a third car coming through. My trunk is completely crushed, both rear doors wo…
12 replies
66
Property damagequiet-wren-4925/10/2026
Rear-ended my 3-month-old truck and insurance wants to repair it — should I push for a total loss?
I'm still kind of in shock about this whole situation and need some outside perspective. Back in early spring I bought a brand-new pickup — had maybe 1,800 miles on it, still had that new-truck smell. Last week some guy blew through a red…
11 replies
59
Property damagequick-newt-5705/10/2026
Stop sign runner nailed my door panel — can anyone tell if this looks totaled?
Still kind of shaking as I write this, happened about two days ago and I'm still processing everything. I was heading down a four-lane road, middle of the afternoon, completely clear day. I had the right of way — no stop sign, no light, n…
9 replies
57
Property damagecareful-tern-0205/10/2026
Just bought my car 3 weeks ago, got T-boned, now they're saying it's totaled — what do I do??
I'm honestly still in shock writing this. Three weeks. I had my car for **three weeks** before some guy ran a red light and slammed into my driver's side door. His insurance has already accepted fault, which I guess is the one good thing h…
13 replies
63
Property damagequick-fox-9705/10/2026
Diminished value offer feels insultingly low — is this normal or am I getting played?
So the other driver was found 100% at fault, my car got pretty badly damaged — we're talking a significant repair bill — and now the insurance company is offering me a diminished value (DV) payout that feels like a rounding error compared…
13 replies
63
Property damagekind-elk-7775/10/2026
Uninsured driver T-boned me and totaled my grandpa's truck — what do I even do now?
I'm still kind of in shock writing this so bear with me. My grandfather passed away last spring and left me his truck. It wasn't worth a ton of money on paper but it meant *everything* to me — I grew up riding around in that thing. I'd be…
12 replies
65
Property damagegentle-owl-1635/10/2026
Insurance wants rental back before we've settled on the totaled car — can they do that?
So my dad was the registered owner of the car I was driving when I got rear-ended at a red light about three weeks ago. The guy who hit me was going fast enough that I got pushed into the intersection and the car is a complete loss. At-fau…
10 replies
50
Property damagebright-beaver-6335/10/2026
Insurance offering way less than my car is worth after total loss — what are my options?
So my car got totaled last month when someone ran a red light and slammed into my driver's side. Wasn't my fault at all — police report confirms it. The other driver's insurance accepted liability pretty quickly, which I thought meant thin…
9 replies
65
Property damagecareful-crane-5875/10/2026
Just bought my car 3 weeks ago and someone T-boned me — is it totaled?
I'm still kind of in shock so bear with me. Picked up a used sedan about three weeks ago — saved up for almost a year for it. Yesterday afternoon I'm going through an intersection on a green light and a guy coming from a side street just.…
11 replies
56
Property damagequick-swan-3575/10/2026
Just dropped my EV off for damage inspection after a side hit — total loss or repairable?
So I'm sitting here anxious and honestly a little lost. Got hit pretty hard on the passenger side about two weeks ago — some guy ran a red light and T-boned me. My car is only about 8 months old, barely any miles on it, and it's fully elec…
10 replies
50
Property damagewise-vole-4525/10/2026
Leased car totaled, not my fault — walked away with almost nothing after settlement. Is this normal??
Still processing all of this honestly. A few months back someone blew a red light and T-boned me while I was in a leased SUV I'd only had for about eight months. Car got towed, went through the whole inspection process, and eventually the…
10 replies
70
Property damagewise-kestrel-7975/10/2026
Insurance says repair it, but something feels off — how do I know if my car should be totaled?
So I got rear-ended pretty hard about three weeks ago at a red light. The other driver was 100% at fault — there were witnesses and everything. My car has barely any miles on it, I bought it less than a year ago, and now the trunk area is…
12 replies
75
Property damagekeen-kestrel-4845/10/2026
Diminished value actually worked for me — here's exactly what I did
I want to share this because when my car got hit I spent hours reading horror stories about diminished value claims going nowhere, and I almost didn't even bother trying. Glad I did. Background: my car was less than a year old, barely bro…
12 replies
74
Property damagehumble-dove-7695/10/2026
Brand new car, less than 2 weeks old — is it already totaled? I'm devastated
I still can't believe this happened. I picked up my new car literally nine days ago. It had maybe 400 miles on it — still had that new car smell and everything. I was pulling out of a shopping center at night, checking left for traffic si…
12 replies
63
Property damageclever-sparrow-6385/11/2026
Adjuster just called — thinks my truck is totaled. I'm not ready for this.
Got hit at an intersection last week — someone ran a red and caught me on the passenger side, hard enough to push me halfway into the next lane. Airbags didn't even go off which honestly made me think the damage wasn't *that* bad? Like the…
10 replies
62
Property damagedaring-lynx-0075/11/2026
Insurance totaled my car but the damage doesn't look THAT bad — how??
So my car was parked in my apartment complex lot when someone backed into it at what witnesses said was a pretty good speed. The whole front passenger corner got hit — bumper caved in, hood popped up, headlight shattered. Looked bad visual…
12 replies
53
Property damagedaring-stoat-7335/11/2026
Uninsured driver totaled my car and everyone just shrugged — is this normal??
I'm still kind of in shock about how this whole thing played out and I just need to hear from people who've been through something similar. Last week someone ran a red light and hit my car hard enough that it's probably a total loss. When…
13 replies
62
Property damagebold-owl-4405/11/2026
Other driver's insurance sent me a property damage check — does that mean they admitted fault?
So I got rear-ended by a delivery van about six weeks ago. The driver clearly crossed into my lane on a curve and hit me pretty hard. I've got a PI attorney handling the injury side of things, but she told me upfront she doesn't deal with…
9 replies
75
Property damagewarm-beaver-2735/11/2026
Insurance says my truck is totaled but their 'comps' are from the middle of nowhere??
So my pickup got rear-ended pretty badly last month and the other driver's insurance finally declared it a total loss. Fine, I get it, the frame damage is significant. But then they send me this valuation report and I'm just staring at it…
13 replies
60
Property damagedaring-grouse-9045/11/2026
Totaled my heavily modded truck — will insurance actually pay for all the upgrades?
So I'm still kind of in shock and trying to wrap my head around what's coming next. About two years ago I bought a used pickup that was already loaded with aftermarket stuff — a leveling kit, custom off-road bumpers, a bed cover, upgraded…
11 replies
61
Property damagemellow-swan-9435/11/2026
Body shop wants me to sign a form saying I'll pay if insurance doesn't — is that normal??
So I was rear-ended at a red light about three weeks ago. The other driver's insurance accepted liability, no dispute, 100% their fault. I found a reputable body shop near me and dropped my car off for an estimate on the damage to the rear…
9 replies
62
Property damagesilent-newt-8275/11/2026
Hit twice in 4 months, both not my fault — can I still claim diminished value on the second one?
This has been such a frustrating few months. I bought a brand new SUV back in the spring — had maybe 3,000 miles on it when someone ran a red light and clipped my rear quarter panel. Insurance sorted it out, repairs were done with OEM part…
10 replies
71
Property damagewarm-wren-2675/11/2026
Insurance called my nearly-new car a total loss after a parking lot crash — does this add up??
Still kind of in shock writing this out. About a month ago I was slowly rolling through a busy shopping center lot — we're talking maybe 10 mph — when another driver came flying out from between two parked SUVs on my left and slammed right…
13 replies
55
Property damagecareful-newt-1125/11/2026
Totaled car sitting in my driveway for months — do I keep paying insurance on it?
So my sedan got totaled back in the spring when someone blew a red light and slammed into my driver's side. Insurance declared it a total loss but I was in the middle of everything — dealing with doctors, rental car drama, the whole mess —…
10 replies
59
Property damagespry-tern-4415/13/2026
First accident ever — got a ticket, my car is totaled, and I have no idea what I'm doing
I'm 22 and I just had my first accident last week and I am genuinely spiraling trying to figure out what to do next. I've never dealt with any of this before and everyone I ask either doesn't know or just says 'call your insurance' like th…
10 replies
47
Property damagepatient-swift-0515/12/2026
Will a diminished value claim make my rates go up? Scared to file
Hey everyone, hoping someone here has dealt with this before because I'm going in circles trying to figure it out. So I got rear-ended about six weeks ago — totally not my fault, police report backs that up, the other driver even admitted…
10 replies
69
Property damagequick-newt-7185/12/2026
Delivery van blew a red light and totaled my car — now I'm stuck in limbo with no info
I still can't fully process what happened. I was heading through an intersection on a green light when a delivery van came flying through from my left and hit me so hard my car spun halfway around. Airbags went off, both passenger-side doo…
11 replies
67
Property damagebrave-heron-8745/12/2026
Hit from behind at a stoplight, car might be totaled, no idea what comes next
So this happened just a few days ago and I'm still trying to wrap my head around everything. I was completely stopped at a red light when somebody plowed into the back of me. Didn't even see it coming — one second I'm waiting for the ligh…
10 replies
60
Property damagegentle-raven-1525/12/2026
Just got hit, car is totaled, whiplash starting — do I even need a lawyer?
So this happened four days ago and I'm still kind of in shock honestly. I was driving home from work, had a green light, and some guy blew through a stop sign and slammed into my driver's side. His fault, completely — he even told the resp…
10 replies
64
Property damageclear-fox-1695/15/2026
Followed every insurance rule after my crash — now somehow I owe the body shop money??
I am so frustrated right now I don't even know where to start. About four months ago I got hit from behind at a red light by someone who ran straight into me. Not my fault at all — there were witnesses, a police report, the whole thing. T…
12 replies
70
Property damagewise-marmot-4526/2/2026
Won my diminished value claim after they lowballed me — here's what actually worked
So I finally got a fair payout on my diminished value claim and I want to share what worked because I was completely lost when I started this process. Background: about four months ago someone ran a red light and T-boned my truck. Other d…
9 replies
64
Property damagedaring-dove-8685/12/2026
GAP insurance ate my $1,200 and I still owe $2,800 on a totaled truck — is this normal??
I genuinely feel sick typing this out but I need to know if anyone else has been through something like this. Back in the spring, a driver ran a red light and plowed into my truck. 100% their fault, police report confirms it, witnesses co…
13 replies
64
Property damagehumble-elk-2235/12/2026
Got a diminished value offer that seems like a joke — is this normal?
So my car got rear-ended pretty hard at a red light about two months ago. The other driver was fully at fault — their insurance accepted liability right away, no dispute there. Repairs came out to just under five grand, and honestly the bo…
11 replies
65
Property damagemellow-wolf-8775/12/2026
Brand new car with front-end damage — does 'driveable' mean it's not totaled?
Still kind of in shock writing this. I bought my car literally six weeks ago. It has maybe 1,800 miles on it — still has that new car smell. Some guy ran a red light and clipped my front end pretty hard. On the outside it looks rough — th…
11 replies
62
Property damagespry-dove-5605/12/2026
At-fault driver's insurance lowballing my repair estimate by thousands — what do I do?
I'm so frustrated right now and honestly don't know where to turn, so hopefully someone here has dealt with something similar. About three weeks ago I was sitting at a complete stop waiting to turn and got rear-ended pretty hard. The othe…
12 replies
54
Property damagehumble-lynx-7895/12/2026
Insurance totaled my car but won't let me buy it back?? Is that even legal?
So here's my situation and I'm honestly baffled. I've had my SUV for years and it's been completely reliable — well maintained, no prior issues. A few weeks ago someone ran a red light and clipped the front corner pretty good. Airbags did…
10 replies
62
Property damagesharp-wolf-0075/12/2026
Just replaced my transmission — now totaled. Insurance barely added anything for it. Normal??
Hey everyone, first time posting here and honestly just feeling really frustrated and confused. About six weeks ago I dropped over $2,000 getting my transmission fully rebuilt at a shop I've used for years — they do great work and gave me…
12 replies
74
Property damagewise-grouse-5855/17/2026
My almost-new SUV got totaled by a reckless driver — can I still claim diminished value?
So this happened about six weeks ago and I'm still fuming. I saved up for two years to finally buy a brand new SUV — drove it off the lot and had barely put any miles on it. Then some guy blew through a red light and slammed into my passen…
13 replies
67
Property damagecalm-marten-6245/17/2026
Other driver blew through a red and totaled my car — what does hiring a PI lawyer actually look like?
I'm still kind of in shock honestly. About three weeks ago I'm driving through an intersection on a green light and this guy just... doesn't stop. Slams into my driver's side door. My car is completely gone — insurance already declared it…
11 replies
75
Property damagequiet-otter-5105/17/2026
Brand new car parked in my garage got totaled by a runaway driver — now insurer is offering way less than I paid
I still can't believe this happened. My car was literally sitting in my closed garage — I hadn't even made my first payment yet — when some guy lost control and plowed straight through my garage door and into it. The car is totaled. The ga…
13 replies
60
Property damagedaring-raven-3265/17/2026
Uninsured driver totaled our jointly-owned car — whose policy actually covers this?
This situation is a little complicated so bear with me. My husband and I are legally married but living in separate residences while we figure some things out. Because of that, we each carry our own auto insurance policies tied to our res…
10 replies
48
Property damagemellow-otter-0146/3/2026
Uninsured driver totaled my sister's car and the officer basically told her to pray 😤
I'm so frustrated on her behalf right now I could scream. So my sister was sitting at a red light yesterday morning, minding her business, when some guy blew through the intersection and T-boned her on the driver's side. His truck barely…
12 replies
56
Property damagemellow-badger-7786/2/2026
Drunk driver totaled my parked car and now I'm upside down on my loan — what do I do?
I'm still kind of in shock over this whole situation. Last week some guy who was clearly wasted jumped a curb in a strip mall parking lot and plowed into a row of parked cars, including mine. I wasn't even in it — I was grabbing groceries.…
10 replies
62
Property damagebold-marten-3796/2/2026
Parked car totaled by hit-and-run driver — owner's insurer now claiming no coverage??
I'm so frustrated I don't even know where to start. About three weeks ago my car was parked on the street in front of my house — completely unoccupied — and some guy plowed right into it and drove off. Neighbors saw it happen and actually…
9 replies
50
Property damagecool-mole-4106/2/2026
Got rear-ended at a stoplight — anyone dealt with diminished value claims before?
Still kind of in shock honestly. I was just sitting there, completely stopped, waiting for the light to change — and then out of nowhere I get slammed from behind. Like, I did *everything* right. Hands on the wheel, foot on the brake, mind…
9 replies
65
Property damageswift-swan-6655/18/2026
At-fault driver's insurance totaled my car but the offer feels wrong — do I fight it or go through mine?
I'm so overwhelmed right now and just need to hear from people who've been through something similar. About three weeks ago someone ran a red light and slammed into us. Me, my sister, and her little one were all in the car. We're dealing…
12 replies
61
Property damageclever-vole-8325/18/2026
Hit-and-run drunk driver totaled my car while I was asleep — insurance won't cover my rental yet??
I'm still kind of in shock writing this. Three nights ago someone drove through my apartment complex, jumped a curb, and absolutely demolished my car while it was sitting in my assigned parking spot. I was asleep inside my unit. Didn't eve…
10 replies
66
Property damageplain-swan-4775/10/2026
Insurance totaled my car but it still drives perfectly — do I have to give it up?
So I got rear-ended about a month ago at a red light. Other driver was 100% at fault and their insurance accepted liability pretty quickly, which I guess is the one good thing here. The car has some visible damage to the rear bumper and o…
13 replies
52
Property damagehumble-stoat-3835/11/2026
Car got declared a total loss WHILE the shop was already taking it apart — what now??
I'm honestly so frustrated right now and just need some perspective from people who've been through something similar. About two weeks ago someone rear-ended me at a red light. Clearly their fault — police report and everything. Their ins…
16 replies
50
Property damagepatient-sparrow-3425/11/2026
Won my diminished value claim after fighting back on their lowball report — here's what worked
Long post but hopefully useful for anyone going through a DV claim. My truck got rear-ended at a red light about two months ago by someone who ran a yellow and misjudged badly. Thankfully the other driver had insurance, stayed put, and fa…
10 replies
75
Property damagecareful-bison-6995/12/2026
At-fault driver's insurance lowballed my totaled car by thousands — state regs say they can't do this?
Hey everyone. Still kind of in shock that I'm even dealing with all this. My SUV got hit hard enough at an intersection that the unibody is bent — shop confirmed it's a total loss, no question. The other driver was cited at the scene, and…
15 replies
67
Property damagecool-wren-3256/3/2026
Son's truck totaled by 18-wheeler and both insurance companies are ghosting us — what do we do?
I'm at my wit's end and could really use some perspective from people who've been through something like this. My son was driving on the highway last month when a commercial truck drifted into his lane and sideswiped him. His truck is a t…
10 replies
71
Property damagecandid-beaver-0036/3/2026
Insurance saying total loss but other driver's insurer says it's repairable — who do I trust?
So I'm stuck in this really confusing limbo right now and honestly just need some people who've been through this to weigh in. About two weeks ago someone ran a red light and T-boned me pretty hard. My car got pushed sideways into a curb…
11 replies
64
Property damagepatient-finch-2356/3/2026
Adjuster said 'probably totaled' over the phone but repair guy says otherwise — confused
So I got rear-ended pretty hard about two weeks ago. Car was still drivable — I actually made it home fine — but the trunk area and rear bumper look rough. I filed a claim and during my very first phone call with the adjuster, before anyon…
9 replies
63
Property damagespry-fox-6266/3/2026
Bought my car 10 days ago — now it's probably totaled. What do I actually do here?
Still kind of in shock writing this out, so bear with me. I'm in my mid-20s and literally just bought a brand new car about a week and a half ago. First brand-new car I've ever owned. Drove it off the lot feeling great, and then this week…
13 replies
58
Property damagehumble-grouse-7236/3/2026
Uninsured driver totaled my car and just... drove away with a warning?
Still kind of in shock about how this all played out so I'm hoping someone here has been through something similar. About two weeks ago I'm stopped at a red light and this guy rear-ends me hard enough to deploy my airbags. Cop shows up, t…
11 replies
52
Property damagecalm-badger-5216/3/2026
Insurer keeps rejecting my diminished value claim but won't tell me WHY — anyone dealt with this?
So I was rear-ended about four months ago — totally not my fault, the other driver admitted it on the spot and her insurer accepted liability without a fight. My SUV got repaired and honestly the body shop did a great job. Visually it look…
9 replies
61
Property damageclear-swan-7196/3/2026
Totaled my boyfriend's car while he's abroad and I can't stop spiraling
I don't even know how to start this. My boyfriend has been working overseas for about three months now — one of those long-rotation jobs where real communication is limited and inconsistent. Before he left, he asked me to drive his car occ…
10 replies
55
Property damagehumble-vole-2106/3/2026
Rear-ended at high speed — airbags deployed. Is my car definitely totaled?
So this happened last Thursday and I'm still kind of in shock about the whole thing. I was sitting at a stoplight on my way to work when someone slammed into the back of me going what witnesses said was probably 45-50 mph. My car got pushe…
12 replies
55
Property damagepatient-fox-3766/10/2026
Insurance totaled my car but the payout won't even cover a replacement — is this normal??
So my car got wiped out two weeks ago — rear-ended at a red light by someone who ran a stop sign feeding onto the main road. Wasn't my fault at all, police report confirms it. The other driver's insurance accepted liability pretty quickly,…
10 replies
57
Property damagekind-fox-8296/11/2026
Body shop warned me about the other driver's insurance — should I be worried?
So I got rear-ended at a red light about a week ago. Other driver was 100% at fault — there were two witnesses and the police report reflects it. My car has pretty solid damage across the back end, and the body shop I took it to gave me an…
11 replies
52
Property damagebrave-tern-9256/12/2026
Totaled car, no rental the whole time — can I claim loss of use even though I'm too young to rent?
Hey everyone, hoping someone has dealt with something like this before. About three weeks ago, a driver ran a stop sign and slammed into my car while it was sitting parked in front of my apartment. I wasn't even in it. The car ended up be…
9 replies
71
Property damagedaring-wolf-3496/13/2026
Insurance totaled my car for way less than it's worth — can I fight this?
I'm still kind of in shock over this whole situation so bear with me. A few months back I got sideswiped on the highway by someone who drifted into my lane. My car — a really well-maintained older luxury sedan I've put serious money into…
12 replies
71
Property damagewise-grouse-1176/14/2026
Hit by an uninsured driver, my car might be totaled — do I actually need a lawyer?
So this happened about three weeks ago and I'm still kind of in shock honestly. I was driving home on the highway when someone merged into me at full speed and pushed me into the median barrier. The other driver pulled over but when we exc…
11 replies
66
Property damagesharp-hare-8646/14/2026
Totaled my car 3 weeks after buying it — do my two coverages actually stack?
Still kind of in shock writing this. I drove my car off the lot literally three weeks ago — had maybe 800 miles on it — and some guy ran a red light and absolutely destroyed it. My insurance adjuster already used the word 'total loss' on t…
11 replies
56
Property damagepatient-mole-3286/14/2026
Totaled my first car 4 days after buying it — completely falling apart rn
I still can't believe this is real. I saved up forever, finally bought my first car completely on my own — title in my name, insurance in my name, the whole thing. I was so proud. Four days later it's gone. I was driving on a rural road I…
12 replies
60
Property damagequiet-fox-4376/15/2026
My first car might be totaled and I have no idea how any of this works — help??
I'm 20 years old and I'll be honest, before this happened I could not have told you the difference between liability and comprehensive coverage. Now I'm suddenly expected to navigate all of it while my car sits in a tow yard racking up sto…
11 replies
74
Property damagedaring-crane-0996/16/2026
Body shop quote doubled the second I mentioned insurance — is that normal or shady?
So I tapped a concrete pillar in a parking garage last week. My fault, I know. The damage is along the passenger side — two decent scrapes down to bare metal and one panel that's got a stress crack in the plastic trim. Ugly but nothing str…
10 replies1 helpful
60
Property damagequick-crane-2076/13/2026
Debris flew off a flatbed and totaled my car — now I'm getting pennies for it??
I genuinely don't even know where to start with this because I'm still kind of in shock that this is happening to me. I was cruising on the interstate a few weeks back, minding my own business, when a piece of strapping or some kind of me…
11 replies
51
Property damagegentle-fox-5515/1/2026
Kept my car after total loss payout — now I can't insure it?? Did I mess up bad?
So I got rear-ended at a red light about two months ago. The other driver's insurance accepted fault pretty quickly, which was great — but then things got weird. My car is older, nothing fancy, but it runs perfectly. The hit crumpled my r…
15 replies
55
Property damageclever-lynx-0254/29/2026
Totaled car sitting in my driveway — safe to drop insurance while I search for a replacement?
So my sedan got totaled back in the spring when someone blew a red light and slammed into my driver's side door. Insurance declared it a total loss, but honestly the payout they gave me was a joke and I haven't been able to replace it yet.…
12 replies
50
Property damagewise-mole-2754/10/2026
Insurance totaled my car but won't let me buy it back?? Can they actually do that?
So my car got sideswiped in a parking lot by someone who fled — thankfully a witness got their plate and their liability insurance is handling the claim. Here's where it gets frustrating. My car is older but it runs perfectly, low miles,…
11 replies
61
Property damagebold-heron-4624/14/2026
Got T-boned last night going home from work — totaled car, ER visit, what now?
I'm still kind of in shock writing this. Last night I was driving home on a road I take literally every single day, had a green light, and out of nowhere a pickup blew through the intersection and slammed right into my driver's side door.…
12 replies
59
Property damagekind-finch-0885/3/2026
Body shop sent 6 revised estimates in 2 weeks and now won't return my adjuster's calls??
I don't even know where to start with this. I was hit from behind at a stoplight back in the winter — other driver was clearly at fault, their insurance accepted liability pretty quickly, so I figured this would be the "easy" kind of claim…
13 replies
59
Property damagegentle-grouse-2224/14/2026
18-wheeler totaled my car, can't find their insurance anywhere — am I just stuck?
So this happened about six weeks ago and I'm still tangled up in it. A commercial truck ran a red light and plowed into the driver's side of my SUV. Police showed up, the truck driver got cited on the spot, and my vehicle got towed away —…
15 replies
48
Property damageclear-swan-7205/10/2026
Insurance using wrong comps to lowball my totaled truck — can they actually do this?
So my pickup got totaled a few weeks ago when someone ran a red light and hit me. Total non-fault situation — police report confirms it, other driver even admitted it on scene. Fine. What's NOT fine is what the at-fault driver's insurance…
11 replies
55
Property damagehearty-owl-2715/5/2026
Adjuster says my car is totaled over what looks like minor damage — does this make sense??
So I'm genuinely confused and a little frustrated right now. I got rear-ended in a parking lot a few weeks ago — low speed, the other driver was barely moving. The damage is a crumple on the rear bumper cover and a small buckle on the quar…
9 replies
50
Property damagedaring-dove-7105/6/2026
At-fault insurer wants my totaled truck released before giving me a value — should I hold off?
So my truck got hit pretty hard a few weeks ago — other driver ran a red light, their insurance accepted liability no problem. Now their adjuster keeps calling me saying I need to authorize the tow yard to release my truck to them before t…
14 replies
64
Property damagegenuine-tern-8104/28/2026
Totaled my car ONE WEEK after buying it. Does GAP actually save me or am I still screwed on my down payment?
I still can't believe I'm even typing this. I worked for almost two years saving up enough to put a solid down payment on a brand new car — we're talking a real chunk of money, like $4,500. Financed the rest through my credit union. I even…
15 replies
65
Property damagehearty-hare-2895/10/2026
Other driver blew a stop sign and totaled my car — what do I do now?
Still kind of in shock writing this. About two weeks ago I was driving through a neighborhood intersection when a pickup came flying through a stop sign and T-boned me on the driver's side. Completely out of nowhere. The airbags went off,…
13 replies
64
Property damagecandid-dove-1495/10/2026
Hit and run left me without a car for weeks — now they're saying total loss??
I still can't believe this is happening. About a month ago someone plowed into my parked car in a shopping center lot and just drove off. No note, nothing. A witness nearby said they saw it happen but by the time I came out the driver was…
13 replies
65
Property damagecandid-tern-7825/10/2026
Drunk driver with no insurance totaled my car — now I'm drowning in next steps
I'm 22 and honestly feel like I'm in way over my head right now. About two weeks ago I was driving home from work when a guy ran a red light and slammed into the driver's side of my car. Police showed up fast and it was pretty obvious the…
15 replies
60
Property damagehearty-finch-5185/10/2026
Hit and run totaled my car — dashcam footage is blurry, any way to track this person down?
Still shaking a little writing this out. Last week I'm sitting at a red light minding my business and this SUV just plows into the back of me, bounces off, clips the car in the lane next to me, and takes off. Gone before anyone could even…
14 replies
67
Property damagesilent-swift-9105/10/2026
My car got totaled but drives fine — now stuck with a salvage title and no clue what to do
So I got rear-ended at a red light about six weeks ago. The damage looked pretty bad cosmetically — crunched bumper, messed up trunk lid — but the car itself runs perfectly. No engine issues, drives straight, nothing mechanical wrong with…
12 replies
55
Property damagespry-mole-2555/10/2026
GAP insurance paid off my totaled car — is there leftover money coming back to me?
Still kind of in shock that this all happened so fast, but here's where I'm at. Bought a used SUV back in the spring — put a decent chunk down and financed the rest through my credit union. Was making payments no problem. Then about two m…
13 replies
78
Property damageclever-elk-7815/10/2026
Walked away from a total loss with my life — grieving a car that meant everything to me
It's been about ten days since the crash and I still can't fully wrap my head around it. A driver blew through a stop sign and hit me on the driver's side. The impact was bad enough that the first responders were honestly surprised I wasn'…
12 replies
56
Property damagepatient-wolf-0375/10/2026
At-fault driver's insurer valued my totaled car way lower than mine did — what are my options?
So I got hit from behind at a red light about six weeks ago — completely not my fault, the other driver even admitted it at the scene. My car got totaled, which is already a gut punch because I loved that thing and had just put new tires o…
11 replies
67
Property damagesteady-marten-9635/10/2026
Body shop keeps changing my repair timeline — is this normal or am I being strung along?
I feel like I'm going in circles and I just need to know if anyone else has dealt with this. About three weeks ago someone ran a red light and clipped the front end of my car pretty hard. Thankfully I wasn't hurt badly, just some soreness…
11 replies
57
Property damageswift-hare-8925/10/2026
Hit while parked — is my SUV actually totaled or just looks bad?
So this happened last Thursday and I'm still kind of in shock about it. I had parked my SUV on the street outside a friend's place — completely legally, not blocking anything — and came out maybe two hours later to find it absolutely wreck…
13 replies
70
Property damagebright-newt-1965/10/2026
Car totaled 3 weeks after buying it, insurance 'settlement' is a joke — what can she actually do?
Posting this for my sister because she's too stressed to even think straight right now. She saved up for almost two years to buy her car outright — used, but in great shape, and she paid cash for it. Three weeks later some guy blows a red…
13 replies
71
Property damagespry-seal-5635/10/2026
Blacked out at the wheel and totaled my car — insurance is being weird about it
Still kind of shaken up writing this, honestly. So last week I was driving home from a routine errand — nothing exciting, middle of the afternoon, totally familiar road I've driven a thousand times. I'd been fighting off a nasty sinus inf…
10 replies
60
Property damageplain-swan-5815/10/2026
Someone hit my parked car while I slept — now fighting for fair diminished value. Worth it?
So this whole thing has been a headache I didn't ask for. A few months ago I woke up to find my car crumpled on the driver's side — someone had sideswiped it overnight right in front of my house and just... drove off. Hit and run. Filed a…
12 replies
62
Property damagecool-owl-3955/10/2026
Totaled my financed truck (not my fault) and the payout left me short on my loan — what now?
Still kind of in shock about all of this so bear with me. About six weeks ago someone ran a red light and slammed into the driver's side of my truck. Clear liability — the other driver got cited on the spot. My truck got towed and a week…
16 replies
65
Property damagebright-elk-2675/10/2026
Got rear-ended into a 3-car pileup, car is totaled — what do I actually do now?
So this whole thing still feels surreal and I'm trying to figure out what I'm even supposed to be doing right now. Last week I was sitting at a red light on my way to an early shift, completely stopped, when someone plowed into the back o…
16 replies
52
Property damagebright-marten-3905/10/2026
Insurer took my totaled car AND my signed title — still no payout 3 weeks later. What do I do?
I'm genuinely at a loss here and kind of freaking out so bear with me. Back in the spring I was rear-ended on the highway — three-car pileup, police came out, the at-fault driver got a citation on the spot. Pretty open-and-shut from what…
13 replies
57
Property damagepatient-crane-9125/10/2026
At-fault driver's insurance totaled my truck but the shop says it's fixable — stuck in the middle
Okay so I need to talk through this because I feel like I'm getting squeezed from both sides and I don't know what to do. Three weeks ago someone ran a red light and slammed into the front quarter of my truck. 100% their fault — there's a…
14 replies
69
Property damagehearty-owl-5125/10/2026
Brand new car hit in a parking lot — should I push for diminished value?
Hey everyone, first time posting here and honestly first time dealing with anything like this so bear with me. About three weeks ago I was sitting in my car in a grocery store parking lot, totally parked and minding my own business, when…
12 replies
60
Property damagequick-swift-0785/10/2026
At-fault insurer has ghosted me for months on my totaled car — anyone else dealt with this?
I genuinely don't know what to do anymore and I'm starting to feel like I'm losing my mind. Back in the spring, the other driver's insurance accepted liability and declared my car a total loss pretty quickly. Great, right? Except since th…
15 replies
70
Property damageplain-otter-3865/10/2026
My car might be totaled and the other driver's gone ghost on their insurance — what do I do?
So this happened about a week ago and I'm still stressed out about it. I was driving through a green light when a pickup came barreling out of a parking lot exit without stopping and slammed into my front passenger side. Full T-bone basica…
13 replies
54
Property damagebold-elk-2165/10/2026
They totaled my truck and I can't stop crying — is that weird?
I know this sounds dramatic but I genuinely can't hold it together right now and I need to put this somewhere. About ten days ago I was sitting at a red light on my way to work, totally routine morning, when some guy ran the light and cli…
11 replies
60
Property damageplain-owl-6945/10/2026
Insurance declared our car a total loss — what do we do now? First time dealing with this
Hey everyone. My dad got rear-ended pretty badly about three weeks ago and we just found out the car is a total loss. Neither of us have ever been through this before so I'm kind of drowning trying to figure out the next steps. The other…
18 replies
48
Property damagecareful-otter-1995/10/2026
3-car pileup and I have no idea what I'm doing — is my car totaled?
So this happened two days ago and I'm still kind of in shock. I was stopped at a red light when I heard tires screeching behind me. A pickup rear-ended the sedan directly behind me, which then got shoved into my bumper. So technically I go…
12 replies
69
Property damagespry-seal-1845/10/2026
Diminished value claim — can someone explain this like I'm five? 😅
So I got rear-ended about six weeks ago at a red light. Complete stop, not my fault, other driver admitted it on scene and their insurance accepted liability pretty quickly. My SUV spent almost three weeks at the body shop — frame work, ne…
12 replies
70
Property damagehearty-elk-3755/10/2026
Body shop keeps pushing my completion date back — is this normal or am I being strung along?
Feeling so frustrated right now and just need to vent and maybe get some perspective from people who've been through this. About three weeks ago someone ran a red light and clipped the front end of my SUV pretty badly. Airbags didn't depl…
11 replies
65
Property damagecool-beaver-7295/10/2026
Sent my car to the salvage yard after a fender bender — will it actually be totaled?
So I got rear-ended at a red light about two weeks ago. The other driver wasn't going crazy fast but hit me hard enough to crumple my rear bumper, crack the trunk lid, and push something out of alignment — my hatch won't close flush anymor…
16 replies
59
Property damagebrave-grouse-1685/10/2026
How do I figure out diminished value on a car I've owned for less than 3 months?
Still kind of in shock writing this out, but here goes. I saved up forever to finally buy myself a brand new car — we're talking fresh off the lot, barely broken in, still had that new-car smell. Less than three months later I'm sitting a…
15 replies
51
Property damagetidy-lynx-6775/10/2026
Their insurance is about to lowball my totaled car — how do I push back?
So my car got wiped out two weeks ago when someone ran a red light and T-boned me in an intersection. Completely the other driver's fault — there's a police report, a witness, everything. I filed a claim with their insurance pretty much im…
10 replies
65
Property damageswift-raven-8655/10/2026
Drunk driver with no insurance totaled my car — now I'm drowning in lawyer calls and confusion
I'm 22 and this is genuinely the most stressful thing that's ever happened to me, so bear with me. About two weeks ago I was driving home from work on the highway when I got slammed into from behind by a guy who was clearly wasted — like,…
15 replies
50
Property damageswift-badger-1535/10/2026
Just dropped my EV off for inspection after a side collision — total loss or repair? No idea what to expect
So I got hit last week by someone who ran a red light and slammed into the driver's side of my car. I've had it for maybe eight months and it's barely broken in — low mileage, perfect condition before this. The damage looks pretty concent…
11 replies
69
Property damagegentle-badger-2625/10/2026
T-boned last night, not my fault, ER visit, totaled car — what do I even do first?
I'm still in shock honestly. Last night I was heading home after a late shift and got slammed on the driver's side by a pickup truck that blew straight through a stop sign. Didn't even slow down. I was going maybe 25 mph and the impact spu…
12 replies
60
Property damagecandid-raven-5105/10/2026
Brand new car totaled after a hit-and-run — how is this even possible??
I'm still kind of in shock writing this so bear with me. About three weeks ago someone sideswiped my car in a parking garage and just... drove off. I had literally owned the car for maybe six weeks. It still had that new-car smell. I mana…
14 replies
55
Property damagespry-bison-8365/10/2026
Body shop keeps sending new estimates and now no one will return my adjuster's calls??
I'm genuinely at a loss here and starting to feel like I'm being strung along, so hoping someone has dealt with something like this before. Back in the spring I got sideswiped on the highway — other driver clipped my front quarter panel a…
12 replies
61
Property damagebrave-beaver-4495/10/2026
Insurance lowballed my totaled car — should I push back or go straight to appraisal?
Hey everyone, hoping to get some thoughts on this because I'm honestly at a loss. My car got totaled about six weeks ago — rear-ended at a red light, completely not my fault. The other driver's insurance accepted liability no problem, but…
11 replies
72
Property damagequiet-kestrel-1195/10/2026
Insurance says my car might be a total loss after a low-speed hit — does that seem right?
So this happened about two weeks ago in a grocery store parking lot. I was completely stopped in a driving lane waiting for someone to pull out of a spot, and an SUV just reversed straight into my front passenger side. Decent sized dent, h…
11 replies
61
Property damagesilent-elk-6015/10/2026
Hit by an uninsured driver, car totaled, now I'm drowning financially — anyone been here?
I honestly don't even know where to start. About five months ago I got slammed into from behind at a red light by some guy who — surprise — had zero insurance. My car is completely totaled and I've been dealing with a back injury that's ke…
12 replies
53
Property damagebrave-grouse-2285/10/2026
Barely-new car might be totaled after guy drove through a painted median to hit me??
I'm still kind of in shock so bear with me. Got into an accident last week and I am genuinely losing sleep over this. Had the car for maybe six weeks. **Six weeks.** Still has that new-car smell. And now insurance is floating the word "to…
12 replies
51
Property damageclear-hare-2075/10/2026
Appraisal says total loss, insurer says fix it — my car's been hostage at the shop for 3 months
I'm losing my mind over this and honestly don't know what to do next, so I'm hoping someone here has been through something similar. Back in late winter I got rear-ended pretty hard on the highway. Other driver was clearly at fault — poli…
17 replies
69
Property damagekeen-fox-1535/10/2026
Fell asleep driving home after a double shift — totaled my car and I'm still shaking
I don't even really know why I'm posting this. I think I just need to get it out somewhere. So about three weeks ago I was driving home after pulling back-to-back shifts at my warehouse job — I'm talking close to 16 hours on my feet. It w…
11 replies
63
Property damagewise-badger-0535/10/2026
GF's car totaled in crash I was driving — did the appraiser lowball her?
So this whole situation has been stressing me out because I feel responsible even though the accident wasn't my fault. Some background: I borrowed my girlfriend's car a few weeks ago to run some errands. Some guy blew through a stop sign…
15 replies
58
Property damagesteady-heron-3775/10/2026
FedEx driver blew a stop sign and totaled my car — their corp team just ghosted me
I don't even know where to start with this because it's been such a nightmare and I feel like I'm going crazy. About six weeks ago a FedEx Ground driver ran a stop sign at a residential intersection and T-boned me. My car had to be flatbe…
11 replies
61
Property damageclear-mole-6585/10/2026
How do I know if my truck is totaled before the insurance company even calls me?
So my truck got hit pretty bad two days ago and I'm just sitting here staring at it in my driveway trying to figure out if it's coming back or if I should start shopping for a new vehicle. The whole passenger side got caved in, the door wo…
10 replies
55
Property damagegenuine-finch-8655/10/2026
At-fault driver's insurance only giving me 3 days rental after total loss — is that a joke?
So I got hit at an intersection a couple weeks ago — other driver ran a red light, slammed into my driver's side. Their insurance accepted liability pretty quickly, which I was relieved about. But then came the rental situation. They tota…
12 replies
53
Property damagebrave-lynx-5785/10/2026
Insurance wants to repair my car but it feels like it should be totaled — how do I know?
So I got rear-ended pretty hard at a stoplight about two weeks ago. The other driver was 100% at fault — police report confirms it. My car is drivable *technically*, but here's what's going on with it: - Trunk won't latch properly, has to…
13 replies
71
Property damagewarm-marten-1495/10/2026
At-fault insurer declared my car totaled but I think the estimate is padded — what do I do?
So I rear-ended a pole trying to avoid a dog that ran into the road, and the other driver who clipped me at the same time is at fault for the whole thing per the police report. Anyway, that's a whole saga. The real issue is what's happenin…
14 replies
57
Property damagespry-owl-7435/10/2026
My car was totaled while I was at work — parked, not even moving. Now what?
I don't even know where to start with this. I parked my car in the lot outside my office like I do every single day. Came out at lunch and found the whole driver's side caved in. Turns out some guy lost control, jumped the curb, and took o…
11 replies
70
Property damageswift-wren-2775/10/2026
My car looks like an accordion after this crash — any chance it's totaled?
So I got hit on my way home from work last Tuesday and honestly I don't even know how I drove away from it. The whole front passenger corner is basically folded inward and when my neighbor (who actually knows about cars) popped the hood he…
13 replies
60
Property damagecool-bison-0195/11/2026
T-boned by someone who ran a red — car is totaled and I need a rental ASAP for work
So this happened out of nowhere on Tuesday afternoon. I was driving straight through a green light on a pretty busy road when a truck just blew through the red on the cross street and slammed into my driver's side. I had zero time to react…
12 replies
52
Property damagehumble-mole-7035/10/2026
Sandwiched between two semis on the highway — car is totaled, I'm lost on what to do
So this happened four days ago and I'm still kind of shaking when I think about it. I was borrowing my uncle's pickup because my car is in the shop — he said it was fine to use but honestly I never thought to double-check whether he had ac…
14 replies
66
Property damagehumble-owl-2255/10/2026
Insurance totaled my car and the offer is a joke — I'm gonna be stuck without wheels
I don't even know where to start with how frustrated I am right now. So I was rear-ended at a red light about three weeks ago — completely not my fault, the other driver even admitted it on scene. My car got hit hard enough that the frame…
15 replies
55
Property damageswift-hare-2035/10/2026
Car totaled, insurance cutting off my rental in 3 days — is this even legal??
So my car got totaled last week after someone ran a red light and hit me on the driver's side. I have full coverage and I've been using a rental while everything gets sorted out. Yesterday my adjuster calls me out of nowhere and says now t…
12 replies
69
Property damagebright-marten-4345/10/2026
Total loss limbo — how long did you wait for the valuation offer?
So my car got wrecked about three weeks ago — rear-ended at a red light, completely not my fault. The other driver's insurance accepted liability pretty quickly, which I thought meant things would move fast. Wrong. The car got towed to a…
11 replies
68
Property damagegentle-newt-4885/11/2026
First accident ever — rear-ended at a red light, trunk won't latch. Is this totaled?
So this happened four days ago and I'm still kind of shaken up. I was sitting completely still at a red light when someone hit me pretty hard from behind. The other driver's insurance has already admitted their person was at fault, which I…
14 replies
49
Property damagecalm-crane-7505/11/2026
Wrong person got the diminished value check — can my sister get it back?
Okay so I'm posting this for my sister because she's overwhelmed and honestly so am I. She was in a pretty bad rear-end collision a few months ago — her car, her insurance, her name on the loan, everything. Her boyfriend was driving at the…
12 replies
55
Property damageclever-heron-8145/10/2026
First real accident ever — car is barely paid off and now it's totaled??
I'm still kind of shaking writing this out. Never been in anything more than a parking lot scrape before, so this whole process feels completely foreign to me. About a week ago I was heading through an intersection on a green light when a…
11 replies
56
Property damagebright-badger-0695/11/2026
Other driver's insurance lowballed my totaled SUV — how do I fight back?
I'm honestly exhausted and need to vent but also genuinely need advice from people who've been through this. About six weeks ago, a driver blew through a red light and T-boned me on a road I've driven a thousand times. Super clear-cut — t…
14 replies
61
Property damagemellow-kestrel-7435/11/2026
Semi blew a tire on the highway, debris totaled my hood — now the carrier says they don't cover that truck??
I'm still kind of in shock and honestly just need to vent because I don't know what to do next. About a month ago I'm driving to work on the interstate — early morning, barely any traffic. Out of nowhere there's this massive BANG and my c…
13 replies
55
Property damagequick-fox-0465/11/2026
Anyone actually sued in small claims over diminished value? Insurer lowballed me bad
So my car got hit while it was parked — total stranger plowed into it in a grocery store lot, left a note at least, and their liability coverage accepted fault pretty quickly. Repairs took forever but they're finally done and the body work…
12 replies
54
Property damagequick-beaver-5275/11/2026
Can a PI attorney help with my totaled car, or just injuries? Feeling lost
Hey everyone, first time posting here and honestly first time dealing with anything like this so bear with me. About six weeks ago I was rear-ended pretty badly at a red light — 100% the other driver's fault, confirmed by the police repor…
11 replies
54
Property damagequiet-fox-8385/11/2026
Honestly shocked — the total loss offer wasn't terrible? Did not expect this
So I've been lurking here for a few weeks since my accident and honestly this forum had me convinced I was about to get completely lowballed on my total loss payout. I spent like three evenings pulling comps off every listing site I could…
11 replies
63
Property damagecareful-heron-8685/11/2026
Other driver's insurer lowballed my repair estimate by thousands — now ghosting me. What do I do?
I got rear-ended at a stoplight about three weeks ago. The other driver was 100% at fault — there were two witnesses who gave statements, and the responding officer noted it clearly in the accident report. Not a gray area at all. The othe…
10 replies
57
Property damagegenuine-kestrel-1595/11/2026
Handling car damage privately — two body shop estimates are way apart, what do we do?
So I'm in a bit of a stressful situation and could use some outside perspective from people who've dealt with vehicle damage stuff before. Long story short — someone I trust was doing me a favor and accidentally clipped a parked car while…
14 replies
71
Property damagebrave-wren-9875/11/2026
At-fault insurer totaled my car but their valuation is a joke — what do I even do?
So I'm about two weeks out from getting rear-ended at a red light by someone who 100% admitted fault at the scene. My car is newer — I bought it maybe four months ago and it was in genuinely great shape. I'd just had the brakes done and fi…
14 replies
69
Property damageclear-vole-5175/11/2026
Totaled my car 9 days after buying it — insurance lowballing me and I'm still hurt
I still can't believe this happened. I saved up forever, finally bought a used SUV outright from a private seller — like a real 'fresh start' purchase — and nine days later some guy runs a red light and absolutely destroys it. Police repor…
9 replies
70
Property damagebrave-crane-4955/11/2026
Totaled my car after 4 months, gap insurance is refusing to pay — am I just screwed?
I'm honestly at a loss right now and could use some perspective from people who've been through something similar. Back in the spring I bought a brand new SUV — financed the whole thing, so I owe basically what I paid for it. Four months…
14 replies
71
Property damagecurious-wren-2385/11/2026
Diminished value claim — do I wait until after repairs or fight for it upfront?
So I got rear-ended at a stoplight about three weeks ago by a delivery van that clearly wasn't paying attention. Thankfully I have a dashcam and the footage is pretty damning — I was completely stopped and he just plowed into me. Police ca…
13 replies
69
Property damagepatient-owl-3375/12/2026
Got a diminished value offer from my own insurer after uninsured driver hit me — does this number make sense?
Long story short: guy rear-ended me at a red light about eight months ago. Seemed totally normal at first — he handed me an insurance card, we exchanged info, I filed a claim. Fast forward a few weeks and it turns out the policy on that ca…
14 replies
57
Property damagekeen-finch-3765/12/2026
Parked car totaled, still owe more than it's worth — completely 100% not my fault. Help?
I'm honestly at a loss right now and could use some perspective from people who've been through something similar. A few weeks ago a delivery van clipped my car while I was inside a store. My car was just sitting there in a legal parking…
13 replies
55
Property damagebrave-wren-1945/13/2026
First accident ever — got cited AND my car is totaled. Completely lost, no idea what to do next
I'm in my mid-20s and this is literally the first accident I've ever been in. No older siblings, my parents passed when I was young, so I genuinely have nobody to call and ask "hey, is this normal?" It's a weirdly isolating feeling on top…
14 replies
67
Property damagebright-wren-8495/14/2026
Got rear-ended and now I'm scared my old car is just gonna get totaled instead of fixed
So this happened yesterday and I'm still kind of in shock. I was sitting at a red light on my way to work and this guy behind me just wasn't paying attention — full-on rear-ended me. He admitted fault right there on the scene, we exchanged…
12 replies
50
Property damagedaring-kestrel-3405/12/2026
Two totaled cars in one year and now insurance wants an arm and a leg — what do we do?
I honestly don't even know where to start because this past year has been one hit after another (literally). Early last year my partner got rear-ended on the highway during a bad storm — their car was a total loss. We scraped together eno…
11 replies
57
Property damagequick-stoat-8805/14/2026
Someone hit my parked car and now I'm stuck paying a loan on a totaled vehicle??
I still can't believe this is my life right now. I was at the gym — literally inside for maybe 45 minutes — and came out to find my car absolutely demolished in the parking lot. Turns out a teenager who just got their permit was behind the…
11 replies
50
Property damagesharp-beaver-8955/12/2026
Other driver's insurance lowballed my total loss — wrong trim listed. How long does a fix take?
So I've been dealing with this for almost a month now and I'm losing my mind a little. About three weeks ago someone ran a red light and slammed into me. Totally their fault — the responding officer even noted it in the report. My car got…
11 replies
52
Property damagekind-vole-4515/12/2026
Delivery company's driver totaled my car and now their insurer is ghosting me — do I have options?
I'll try to keep this concise but it's been a wild two months so bear with me. A driver for one of those third-party delivery contractors — you know, the ones driving beat-up minivans with a little logo magnet slapped on the side — blew t…
12 replies
51
Property damagehumble-wren-5665/12/2026
Rear-ended, 0% at fault — will my car get repaired or totaled? Anyone been through this?
Hey everyone, first time posting here and honestly just looking for some real-world perspective from people who've been through something similar. About three weeks ago I was sitting at a red light when someone plowed into the back of my…
15 replies
62
Property damagepatient-wolf-0895/15/2026
Rear-ended, followed every rule, now the body shop says I owe them $2k out of nowhere??
I'm so frustrated I don't even know where to start. A few months back I was sitting at a red light when someone plowed into the back of my car. Not my fault, cop came out, filed a report, the whole thing. The other driver had insurance, s…
14 replies
52
Property damagequiet-lynx-1665/12/2026
Insurance lowballed my totaled car — fighting back with my own comps, any hope?
So my car just got declared a total loss after some guy ran a red light and T-boned me last month. Thankfully I'm okay, just some whiplash I'm still dealing with, but now I'm in the thick of fighting the insurance company over what my car…
11 replies
79
Property damagepatient-bison-9465/12/2026
My car got totaled after a chain-reaction crash and the payout feels like a slap in the face
So I'm still kind of in shock writing this and honestly just need to vent to people who might understand. About three weeks ago I was sitting at a red light on my way home from work — completely stopped, minding my own business — when thi…
13 replies
55
Property damagecareful-sparrow-7635/12/2026
Pretty sure my car is getting totaled — how does this whole process even work?
So about two weeks ago I'm sitting at a dead stop in traffic on the highway — seriously not moving at all — and this pickup behind me just plows into my rear end. No braking, nothing. From what I could piece together afterward, the driver…
11 replies
60
Property damagebold-crane-2635/14/2026
Rear-ended someone in my partner's car — now freaking out about total loss vs. repair
So I made a terrible mistake last week. I was driving my girlfriend's car — she let me borrow it while mine was in the shop — and I rear-ended the car in front of me at a light. Nobody was hurt, thankfully, but her car took a pretty solid…
11 replies
64
Property damagewise-crane-1425/12/2026
A drunk driver jumped the curb and totaled my car AND put a hole in my fence/shed — now what?
Still kind of in shock writing this. Yesterday afternoon I was inside my house when I heard this massive crash outside. A driver apparently ran a red light at high speed, clipped another car, and the impact sent that second car spinning of…
16 replies
56
Property damageclear-fox-9875/14/2026
At-fault driver's insurance totaled my car but the payout won't cover what I owe — what now?
So I'm dealing with a situation that's stressing me out more than the actual crash at this point. About six weeks ago I got rear-ended on my way to work. I was completely stopped at a construction zone, and the guy behind me just wasn't p…
11 replies
64
Property damagepatient-tern-6435/12/2026
Insurance has had my totaled truck for 8 months and now they want to charge ME storage fees??
I genuinely cannot believe this is happening right now and I need to know if anyone else has dealt with something like this. Back in the spring I got rear-ended on the highway — full stop traffic, guy behind me didn't even tap his brakes.…
12 replies
59
Property damagekind-sparrow-6885/14/2026
Car totaled, gap coverage but no active policy at the time — am I just stuck?
This whole situation has been a nightmare and I'm honestly losing sleep over it. So here's what happened: I switched insurance providers about a month before the accident. I thought everything was squared away — new policy, new cards, don…
15 replies
67
Property damagebold-raven-8205/15/2026
Insurance lowballed my totaled car because of its rebuilt title — can I fight this?
So I got rear-ended pretty badly at a red light about three weeks ago and my car got totaled. Not my fault at all — the other driver ran into me full speed, police report confirms it, the whole thing. Here's where it gets frustrating. My…
12 replies
58
Property damagegenuine-swift-3075/16/2026
Insurance wants to total my SUV but I think the repair estimate is way inflated — what are my options?
So I got rear-ended pretty hard at a red light about three weeks ago. The other driver was 100% at fault — police report confirms it. I'm going through my own insurance because the at-fault driver's coverage is being slow to respond. Here…
15 replies
74
Property damagewarm-wolf-3665/12/2026
Totaled car, minor whiplash, family pushing me to lawyer up — is it worth it?
So about two weeks ago I was stopped at a red light when someone hit me from behind pretty hard. The impact shoved me forward into the truck in front of me, so I got sandwiched. Thankfully the airbags didn't deploy and I walked away — but…
14 replies
51
Property damagebrave-kestrel-8195/12/2026
At-fault driver's insurance low-balled my total loss — can I actually push back?
So my car got rear-ended pretty badly at a red light about six weeks ago. The other driver was 100% at fault — there's a police report, witnesses, the whole thing. Their insurance accepted liability pretty quickly, which I thought meant th…
13 replies
67
Property damagecalm-owl-9145/12/2026
Totaled my car 3 weeks after buying it. Can't sleep, can't stop replaying it. Anyone else?
I don't even know where to start. I'm writing this at 2am because every time I close my eyes I'm back in the intersection. About three weeks ago I was driving to a family thing — literally a Sunday afternoon, nothing unusual. I had the ri…
14 replies
54
Property damagecool-raven-8685/14/2026
Totaled my financed car, no GAP, still owe a ton — am I just screwed?
So I'm sitting here trying to wrap my head around this situation and honestly I feel like I'm getting squeezed from every direction. Long story short — someone ran a red light and T-boned me last month. 100% their fault, police report con…
15 replies
56
Property damagebrave-badger-5345/13/2026
Diminished value claim — do I actually need to hire my own appraiser or will the at-fault insurer lowball me?
So my car got rear-ended at a stoplight about six weeks ago by someone whose insurance has already accepted 100% liability and paid out for all my repairs. The body shop did solid work and the car looks fine, but now I'm worried about what…
12 replies
63
Property damagekeen-stoat-3115/13/2026
Can I still file for my totaled car even though the other side already filed against me?
This whole situation has been a mess and I'm honestly just tired of dealing with it, but I don't want to walk away with nothing for my car. Here's the short version: I got hit at an intersection about a year and a half ago. I was going st…
14 replies
62
Property damagequiet-stoat-4945/17/2026
I caused the accident and totaled my car at 19 — is my financial life actually over?
I'm shaking writing this. Two days ago I ran a red light and hit another car. Nobody went to the hospital thankfully, but both vehicles are totaled. I'm 19, I've had my license for two years, and this is the first accident I've ever been i…
13 replies
64
Property damagequick-otter-4955/17/2026
Anyone else feel weirdly attached to a totaled car? Trying to replace mine and it's harder than expected
So my car got totaled about six weeks ago — rear-ended on the highway, thankfully no major injuries, just some whiplash I'm still dealing with. The whole insurance process has been a nightmare but honestly the thing messing with my head th…
11 replies
51
Property damageclear-marten-5135/17/2026
Got rear-ended last week — how do I know if my car is actually totaled?
Okay so I'm still kind of shaking from all of this honestly. I was sitting at a red light minding my own business last Tuesday and someone just **slammed** into the back of me. Like, didn't even tap the brakes from what witnesses said. The…
12 replies
67
Property damagecalm-mole-7955/18/2026
Airbags went off, front end is a mess — will insurance call it totaled?
So I was in a pretty bad collision about a week ago — got T-boned at an intersection and the impact was enough to set off both the side curtain airbags AND the driver's airbag. I walked away shaken but physically okay, which I'm grateful f…
9 replies
54
Property damageclear-beaver-3205/18/2026
Guy ran into my parked car at an auto shop — now insurance says it's totaled. I'm freaking out.
So I'm still in shock honestly. I dropped my car off at a tire place last Tuesday for a rotation and balance — totally routine. While I was sitting in the waiting room, someone in the parking lot clipped my car pulling out of a spot. Like,…
14 replies
61
Property damagegenuine-vole-5665/18/2026
Parked car totaled by a stranger — still have a loan on it. What do I do now?
I'm still in shock honestly. Got a call this afternoon from a neighbor saying my car was completely destroyed — some driver lost control and plowed right into it while it was sitting at the curb in front of my place. I wasn't even home. I…
14 replies
72
Property damagesteady-vole-6145/18/2026
Other driver blew a stop sign, totaled my car, now their insurer says I'm partially at fault??
I'm still kind of in shock over this whole thing so bear with me. About three weeks ago I was driving through a neighborhood intersection — one I go through literally every day on my way to work. I had no stop sign. The other driver had a…
14 replies
52
Property damagebold-wolf-2496/2/2026
Totaled my late grandpa's car today and I can't stop crying — anyone else been here?
I don't even know why I'm posting this. I guess I just need to get it out somewhere. This morning I hit a patch of black ice on my way to work and lost complete control. Spun across two lanes and went hood-first into a concrete barrier. A…
12 replies
55
Property damagebright-grouse-9995/18/2026
Brand new truck totaled after 6 weeks — still in shock, don't know what to do
I'm still kind of numb writing this out. Six weeks. I had my truck for **six weeks** before some guy blew through a light at what the police estimated was nearly double the speed limit and slammed into the back of me. The impact pushed me…
14 replies
54
Property damagespry-wolf-1415/18/2026
UPDATE: Finally won my total loss fight after months of back-and-forth — here's what worked
Hey everyone — I posted a few months back about being totally lowballed on my totaled truck. Quick recap for anyone who missed it: I got rear-ended at a stoplight, my truck was declared a total loss, and the at-fault driver's insurance kep…
10 replies
54
Property damagehearty-marten-3315/18/2026
Totaled my car a few weeks ago and can't stop replaying it — is this normal?
I've been lurking here for a bit and finally feel like I need to just put this somewhere. About three weeks ago I hit a patch of black ice coming off an overpass and spun out into the guardrail. Nobody else was involved, no other cars, ju…
11 replies
58
Property damagecandid-owl-9635/18/2026
Insurer took a 25% 'condition adjustment' off my totaled car's value — after charging me full-price premiums for years
I'm so frustrated right now and need to know if anyone else has dealt with this. About three weeks ago a deer jumped out of nowhere on a rural highway and I swerved, overcorrected, and rolled my SUV into a ditch. Totaled. I walked away wi…
13 replies
62
Property damagekeen-finch-4635/18/2026
Insurance moved my car to an auction lot before telling me it's totaled — is this normal??
I'm honestly baffled right now and could use some perspective from people who've been through this. About two weeks ago I got hit pretty hard at an intersection — wasn't my fault, the other driver blew through and clipped my front end bad…
12 replies
66
Property damagecandid-finch-0005/18/2026
At-fault driver had barely any coverage — do they get to keep my totaled truck?
Still kind of in shock over this whole situation so bear with me. About six weeks ago someone ran a red light and plowed into me. My truck is completely gone — airbags deployed, frame bent, the works. Tow truck driver literally said "yep,…
13 replies
64
Property damagebrave-vole-6946/2/2026
My car got wrecked AT the body shop — now nobody wants to pay. What do I do?
I'm honestly still in shock about this whole situation. I dropped my car off at a local body shop two weeks ago for some minor repairs after a fender-bender. Totally drivable, just cosmetic stuff. Well, while it was sitting in their lot,…
14 replies
52
Property damageswift-vole-5226/2/2026
Crash left me with multiple fractures, a totaled car, and now I might lose my apartment — where do I even start?
I don't even know how to organize this so bear with me. A few months ago I was driving back from visiting family when a pickup blew a yield sign and T-boned me at highway speed. I had the right of way — there were two witnesses who stopped…
12 replies
66
Property damagecareful-otter-7716/3/2026
Totaled my brand new truck before I even made the first payment. Insurance won't cover what I paid.
I still can't believe this is my life right now. I saved up for almost three years to buy a new pickup — paid cash, drove it off the lot on a Saturday afternoon, and was rear-ended so hard at a red light on the way home that the frame got…
12 replies
59
Property damagegenuine-dove-9376/3/2026
Swerved to avoid a collision, now my car's totaled & I can't get to work — totally lost
I don't even know where to start. About a week ago I was driving home from an early shift when a pickup truck ran a red light right in front of me. I yanked the wheel to avoid getting T-boned, overcorrected, and ended up wrapping my car ar…
12 replies
47
Property damagebold-sparrow-1806/3/2026
Looked up my old car for fun and found out it got totaled after I sold it — is that normal?
So this is kind of a weird one and I'm not even sure why I'm posting but I need someone to help me process this. I sold my old SUV about two years ago — a car I genuinely loved and kept in perfect condition for almost a decade. Last week…
11 replies
66
Property damagesilent-dove-1806/3/2026
Truck has $40k+ in repairs and they're offering peanuts for diminished value — is this normal??
Still kind of in shock over this whole situation so bear with me. My husband bought a brand new pickup about two months ago — we're talking under 2,500 miles on it. He was sitting at a red light when someone blew through a stop sign and s…
11 replies
64
Property damageclear-stoat-7986/3/2026
High-speed rear-end totaled my car and sent me to the ER — final year of grad school and I'm falling apart
I still can't fully process what happened. Two Thursdays ago I was sitting at a red light on my way home from campus, completely stopped, when I got slammed from behind by what witnesses said was a full-size SUV going way too fast for a su…
13 replies
65
Property damagewarm-newt-4376/3/2026
Wrong-way driver totaled my car last week and now I can't even sit in a passenger seat without panicking
I'm still kind of in shock writing this out so bear with me. About ten days ago I was driving home after a late shift — it was maybe 2 AM, highway was nearly empty. I came over a rise and there were headlights *coming straight at me* in m…
12 replies
46
Property damageswift-heron-9256/3/2026
Totaled car got crushed before insurance even looked at it — what now??
I'm honestly losing my mind over this situation and hoping someone here has been through something similar. About six weeks ago a driver ran a red light and slammed into my car. Police came, I filed a report, my car got towed to some impo…
13 replies
63
Property damagecurious-otter-6206/3/2026
Airbags went off — does that automatically mean my car is totaled?
So I got rear-ended pretty hard on the highway last week. The other driver was going way too fast and I had no time to react. My airbags deployed — both front ones — and my car got pushed forward about 20 feet into the lane ahead of me. H…
12 replies
50
Property damagewarm-badger-6106/3/2026
Piece of cargo flew off a semi and totaled our SUV — whose insurance pays?
Still kind of shaking writing this out. My wife was driving home from work on the highway last week when a flatbed semi in front of her lost a massive chunk of what looked like metal sheeting — it just peeled right off the load and went ai…
9 replies
49
Property damagekeen-mole-5116/3/2026
At-fault driver's insurance totaled my car but their payout math makes zero sense to me
So I got rear-ended about three weeks ago — completely the other driver's fault, police report confirms it. I filed a claim through *their* insurance (not mine) and things moved pretty fast at first. An adjuster came out, looked at the car…
12 replies
58
Property damagequiet-marmot-9756/3/2026
Dealership slapping me with a massive 'storage' bill AFTER insurance called it a total loss??
I need to vent and also genuinely need some guidance because this feels like a trap I didn't see coming. Back in late spring I brought my car to the dealership's collision center after getting rear-ended pretty badly on the highway. Seeme…
15 replies
57
Property damagemellow-mole-8816/11/2026
Insurance totaled my mom's car but the offer is way too low — do we need a lawyer?
Posting this for my mom because she's still shaken up and doesn't really do forums. About three weeks ago she was driving through a quiet neighborhood street when some guy blew a stop sign doing way more than the speed limit. Slammed into…
11 replies
62
Property damagebold-seal-2446/11/2026
Total loss payout was short by my deductible — will I ever see that money again?
Hey everyone, hoping someone here has been through something similar because I'm honestly losing sleep over this. About six weeks ago I got hit at an intersection — other driver ran a red light and my car got totaled. I filed through my o…
14 replies
73
Property damageswift-finch-7786/11/2026
At-fault insurer offered me pennies on my diminished value claim — how hard should I push?
So my car got sideswiped in a parking garage about four months ago — completely parked, engine off, I wasn't even in it. The other driver admitted fault on the spot, their insurance accepted 100% liability without any dispute. Great, right…
12 replies
61
Property damagekind-kestrel-9066/11/2026
City garbage truck sideswiped my parked car — now insurance says it's a total loss??
I am still kind of in shock so bear with me. Last week a municipal garbage truck clipped my car while it was parked legally on the street in front of my apartment. Nobody was in the car, and I have two neighbors who watched the whole thin…
14 replies
50
Property damagecandid-heron-0596/12/2026
At-fault driver's insurance keeps calling ME about the body shop — is this normal??
So I got rear-ended about three weeks ago — totally not my fault, police report backs me up, other driver's insurance has already accepted 100% liability. Great, right? I figured from here it was just a waiting game while the shop did thei…
12 replies
59
Property damagekeen-bison-4126/2/2026
Insurance totaled my truck and now the AirTag says it's... in Poland??
So this is kind of blowing my mind and I need to know if anyone else has experienced this. About two months ago I got rear-ended pretty badly on the highway — the other driver came out of nowhere and hit me at full speed. My truck was dec…
8 replies
57
Property damageswift-sparrow-0515/16/2026
Insurance declared my car a total loss — how do I even start negotiating this?
So I rear-ended someone last month (not my fault, other driver ran a red light and I had nowhere to go), and the insurance adjuster just called me this morning to say my car is a total loss. Fine, I kind of figured that was coming after se…
8 replies
63
Property damagekeen-heron-5675/12/2026
Parked car totaled by a commercial vehicle — their insurance says the driver wasn't on the policy??
I'm still kind of in shock so bear with me. Last week my car was parked on the street in front of my house, completely unoccupied, and a delivery truck clipped it pulling out of a neighbor's driveway. We're talking crushed front quarter pa…
9 replies
55
Property damagehearty-newt-2045/10/2026
Someone borrowed my car, got hit by a reckless driver, and now I'm terrified it's totaled
I'm honestly still in shock writing this. My older brother borrowed my car this past weekend to run some errands — I've let him drive it a hundred times, never an issue. He was going straight through an intersection on a green light when s…
8 replies

Brand new SUV hit in a parking lot — do I have a diminished value claim?

Just got in a wreck 30 mins ago — car might be totaled, what do I do RIGHT NOW?

Other driver's insurance wants to lowball my totaled car — how do I push back?

Insurance valued my totaled car way below market — anyone fight back and win?

Insurance sent my totaled car AND the full payout to my lender — did I just get robbed?

Insurance saying my car might be totaled — does that even make sense?

Totaled my financed truck — do I still owe the loan if the at-fault driver's insurance pays out?

Just got in a wreck — car might be totaled, still in shock. What do I do RIGHT NOW?

Can I stall the total loss process? Don't need a replacement car right away

Insurance sent me the FULL payout on my totaled car but I kept the vehicle — do I just cash it?

At-fault driver's insurance totaled my car but their offer won't replace it — what now?

Pretty sure my car is totaled but insurance won't confirm for days — do I just buy something new?

Rear-ended my 3-month-old truck and insurance wants to repair it — should I push for a total loss?

Stop sign runner nailed my door panel — can anyone tell if this looks totaled?

Just bought my car 3 weeks ago, got T-boned, now they're saying it's totaled — what do I do??

Diminished value offer feels insultingly low — is this normal or am I getting played?

Uninsured driver T-boned me and totaled my grandpa's truck — what do I even do now?

Insurance wants rental back before we've settled on the totaled car — can they do that?

Insurance offering way less than my car is worth after total loss — what are my options?

Just bought my car 3 weeks ago and someone T-boned me — is it totaled?

Just dropped my EV off for damage inspection after a side hit — total loss or repairable?

Leased car totaled, not my fault — walked away with almost nothing after settlement. Is this normal??

Insurance says repair it, but something feels off — how do I know if my car should be totaled?

Diminished value actually worked for me — here's exactly what I did

Brand new car, less than 2 weeks old — is it already totaled? I'm devastated

Adjuster just called — thinks my truck is totaled. I'm not ready for this.

Insurance totaled my car but the damage doesn't look THAT bad — how??

Uninsured driver totaled my car and everyone just shrugged — is this normal??

Other driver's insurance sent me a property damage check — does that mean they admitted fault?

Insurance says my truck is totaled but their 'comps' are from the middle of nowhere??

Totaled my heavily modded truck — will insurance actually pay for all the upgrades?

Body shop wants me to sign a form saying I'll pay if insurance doesn't — is that normal??

Hit twice in 4 months, both not my fault — can I still claim diminished value on the second one?

Insurance called my nearly-new car a total loss after a parking lot crash — does this add up??

Totaled car sitting in my driveway for months — do I keep paying insurance on it?

First accident ever — got a ticket, my car is totaled, and I have no idea what I'm doing

Will a diminished value claim make my rates go up? Scared to file

Delivery van blew a red light and totaled my car — now I'm stuck in limbo with no info

Hit from behind at a stoplight, car might be totaled, no idea what comes next

Just got hit, car is totaled, whiplash starting — do I even need a lawyer?

Followed every insurance rule after my crash — now somehow I owe the body shop money??

Won my diminished value claim after they lowballed me — here's what actually worked

GAP insurance ate my $1,200 and I still owe $2,800 on a totaled truck — is this normal??

Got a diminished value offer that seems like a joke — is this normal?

Brand new car with front-end damage — does 'driveable' mean it's not totaled?

At-fault driver's insurance lowballing my repair estimate by thousands — what do I do?

Insurance totaled my car but won't let me buy it back?? Is that even legal?

Just replaced my transmission — now totaled. Insurance barely added anything for it. Normal??

My almost-new SUV got totaled by a reckless driver — can I still claim diminished value?

Other driver blew through a red and totaled my car — what does hiring a PI lawyer actually look like?

Brand new car parked in my garage got totaled by a runaway driver — now insurer is offering way less than I paid

Uninsured driver totaled our jointly-owned car — whose policy actually covers this?

Uninsured driver totaled my sister's car and the officer basically told her to pray 😤

Drunk driver totaled my parked car and now I'm upside down on my loan — what do I do?

Parked car totaled by hit-and-run driver — owner's insurer now claiming no coverage??

Got rear-ended at a stoplight — anyone dealt with diminished value claims before?

At-fault driver's insurance totaled my car but the offer feels wrong — do I fight it or go through mine?

Hit-and-run drunk driver totaled my car while I was asleep — insurance won't cover my rental yet??

Insurance totaled my car but it still drives perfectly — do I have to give it up?

Car got declared a total loss WHILE the shop was already taking it apart — what now??

Won my diminished value claim after fighting back on their lowball report — here's what worked

At-fault driver's insurance lowballed my totaled car by thousands — state regs say they can't do this?

Son's truck totaled by 18-wheeler and both insurance companies are ghosting us — what do we do?

Insurance saying total loss but other driver's insurer says it's repairable — who do I trust?

Adjuster said 'probably totaled' over the phone but repair guy says otherwise — confused

Bought my car 10 days ago — now it's probably totaled. What do I actually do here?

Uninsured driver totaled my car and just... drove away with a warning?

Insurer keeps rejecting my diminished value claim but won't tell me WHY — anyone dealt with this?

Totaled my boyfriend's car while he's abroad and I can't stop spiraling

Rear-ended at high speed — airbags deployed. Is my car definitely totaled?

Insurance totaled my car but the payout won't even cover a replacement — is this normal??

Body shop warned me about the other driver's insurance — should I be worried?

Totaled car, no rental the whole time — can I claim loss of use even though I'm too young to rent?

Insurance totaled my car for way less than it's worth — can I fight this?

Hit by an uninsured driver, my car might be totaled — do I actually need a lawyer?

Totaled my car 3 weeks after buying it — do my two coverages actually stack?

Totaled my first car 4 days after buying it — completely falling apart rn

My first car might be totaled and I have no idea how any of this works — help??

Body shop quote doubled the second I mentioned insurance — is that normal or shady?

Debris flew off a flatbed and totaled my car — now I'm getting pennies for it??