The Shoulder
The Shoulder
63
clever-mole-805

Guy deliberately rammed my car after a road rage chase — what happens now?

So I'm not proud of how this started, but here's the full picture.

I was on the highway and got into it with another driver — cut-offs, honking, the whole dumb escalating thing. I know. I know. Eventually I just wanted to get away from this guy so I took an exit ramp and tried to put some distance between us. Thought I'd lost him.

Nope. He followed me off the exit, ran a red light, and straight-up intentionally hit the back of my car at an intersection. Not a tap — he accelerated into me. My car got pushed into the car in front of me so now there are three vehicles involved.

Police showed up, we both gave statements, a report was filed. From what I could tell, no citations were handed out on the scene, which honestly surprised me. The other driver was acting totally calm by the time the officers arrived, like nothing happened, and I was still shaking.

Here's what I'm dealing with now:

  • My neck and upper back are killing me. Went to urgent care the next day.
  • My car has visible rear-end damage plus some front-end damage from hitting the car ahead.
  • I don't know what the police report actually says about fault or intent.
  • The other driver's insurance hasn't contacted me yet.

I'm worried that because I was also involved in the road rage exchange leading up to this, I'm going to get blamed or have my claim reduced. Does intentional ramming even get handled differently than a regular rear-end crash? And should I even be talking to his insurance without some kind of help?

Any experience with this kind of situation appreciated.

12replies

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12 replies

  • 17
    daring-badger-717

    I was rear-ended by someone who was clearly doing it on purpose after a dispute on the freeway. The thing that helped me most was getting that police report ASAP and reading every word of it. Sometimes officers note things like 'driver stated he accelerated intentionally' or flag it as a road rage incident — that kind of language changes everything for your claim. Go get your copy today if you haven't.

  • 13
    humble-hare-897

    Do NOT call his insurance without being really careful. They are going to ask you about 'the events leading up to the collision' and anything you say about your own behavior during the road rage exchange will get used to chip away at your claim. They may try to argue comparative fault — like you 'provoked' the situation. It's a tactic. Seriously, get someone in your corner before you give any recorded statement.

    • 21
      swift-newt-048

      Not legal advice, but intentional acts can actually complicate insurance claims in interesting ways — some liability policies have exclusions for intentional conduct, which could mean the at-fault driver's personal assets come into play rather than just his coverage. Whether that helps or hurts you depends a lot on your state's laws and the specific policy. Worth at least a free consult with a PI attorney before you sign or say anything. Most won't charge for the initial conversation.

  • 11
    spry-wolf-238

    Worked in claims for years. Here's the honest truth: adjusters are trained to look for any shared fault they can find. The fact that there was a road rage exchange before the hit gives them something to work with. That said, a deliberate rear-end at an intersection is really hard to argue as anything other than the other driver's fault — especially if there's a third vehicle involved, because that creates witnesses and a damage pattern that tells a story. Document everything. Photos, medical records, your urgent care visit — all of it.

    • 6
      patient-parent756

      Seconding this. The same approach worked for me last year.

  • 22
    genuine-hare-442

    Please don't brush off that neck and upper back pain. I can't tell you how many people I've seen minimize whiplash-type injuries right after an accident because the adrenaline masks it, and then weeks later they're in serious trouble. Keep every appointment, follow through on any imaging they recommend, and document your symptoms daily — even just a note on your phone about what hurts and how bad. That record matters a lot later.

    • 7
      calm-parent586

      Thanks for sharing. Hope things are getting a little easier for you.

  • 20
    humble-elk-383

    A few practical things: First, file a request for the official police report if you haven't — there's usually a small fee but you need that document. Second, if there were any traffic or business cameras near that intersection, that footage may get overwritten within days, so flagging that quickly matters. Third, the third-party driver (the one you got pushed into) may also be filing a claim, so you could end up with multiple moving parts here. Just want you to be prepared for that.

  • 13
    wise-lynx-270

    You already know the road rage part was dumb, so I won't pile on. The practical question now is: he hit you on purpose, there's a police report, you have injuries, and you have damage to your car. That's a case. Don't give recorded statements to anyone's insurance, get your medical stuff documented properly, and talk to a personal injury lawyer before you do anything else. Free consultations exist for a reason.

  • 6
    silent-bison-958

    Genuine question — were there any witnesses who actually saw him accelerate intentionally? Because 'he did it on purpose' is going to be your word against his unless someone else saw it or there's camera footage. If it looks like a standard rear-end on paper with no witnesses, proving intent gets complicated fast. What did the other driver tell the police his version of events was?

  • 16
    clever-mole-136

    Oh wow, I'm so sorry this happened to you. The fact that you're still shaking and dealing with physical pain on top of all this insurance stress sounds genuinely exhausting. Please make sure you're leaning on people around you too — this kind of thing is traumatic even when it 'just' looks like a car accident from the outside. Take care of yourself.

    • 2
      tired-traveler392

      Same boat here. Did anyone mention a deadline to watch out for?