The Shoulder
The Shoulder
67
Property damagesteady-marten-963

Body shop keeps changing my repair timeline — is this normal or am I being strung along?

I feel like I'm going in circles and I just need to know if anyone else has dealt with this.

About three weeks ago someone ran a red light and clipped the front end of my car pretty hard. Thankfully I wasn't hurt badly, just some soreness, but the car has front-end damage — busted headlight assembly, bent bumper reinforcement, and what the shop says is a damaged radiator support. Not totaled, just a solid repair job.

Here's where it gets frustrating. When I dropped the car off, the shop told me "probably 10 to 12 business days." Fine, I got a rental, I'm dealing. Then last week they told me parts came in and I'd have it back by Friday. Friday came and went — nothing. I called Monday and now suddenly they're saying there's a "supplemental damage finding" and they had to resubmit to the insurance company and I'm looking at potentially another two to three weeks.

The insurance adjuster I talked to gave me a completely different timeline than the shop did. Like they're not even talking to each other? And every time I call I get a slightly different story.

My rental coverage only goes so far and I'm already nervous about hitting the limit. I also work a weird schedule and have been relying on borrowed rides on top of the rental — it's just piling up.

Questions I have:

  • Is the "supplemental" thing a legit delay or a runaround?
  • Can I push back on the rental coverage limit given that the delays aren't my fault?
  • Should I be documenting every single phone call at this point?

Any advice appreciated. I just want my car back.

11replies

Not sure what your claim is worth?

AskMatlock can connect you with an independent injury lawyer for a free case check — no pressure, no cost to start.

Check my case

0 / 4000 · posted under a randomly assigned handle

11 replies

  • 10
    humble-tern-263

    Ugh, I went through almost exactly this after my accident last year. The supplemental thing is real — shops do sometimes find hidden damage once they start tearing things apart, especially with front-end hits. But the communication breakdown between the shop and the adjuster? That part is 100% on them and it's infuriating. I started keeping a running notes doc on my phone with the date, time, name of whoever I spoke to, and what they said. It helped SO much when I needed to push back later.

  • 11
    hearty-kestrel-198

    Document EVERYTHING. Every call, every voicemail, every email. Adjusters sometimes let timelines drift because most people just wait patiently. The moment you start creating a paper trail and referencing specific dates and names, things tend to move faster. Don't be rude, but be persistent and specific. "On Tuesday at 2pm I was told X by Y" hits different than "someone told me last week."

  • 14
    daring-crow-543

    Former adjuster here. Supplemental claims are totally legitimate — shops physically can't see everything until they start disassembly, especially around radiator supports and frame brackets. That part checks out. The part that shouldn't be happening is the adjuster and shop giving you different timelines. Honestly that usually means neither of them has fully reviewed the supplemental yet. I'd call the adjuster directly and ask them to confirm in writing (even just an email) what the revised estimated completion date is. That usually lights a fire.

  • 19
    bold-stoat-013

    On your rental coverage question — it's worth asking the adjuster specifically whether the policy covers a rental extension when delays are caused by the repair process or a supplemental finding, not by anything you did. Some policies have flexibility there, especially when the at-fault party's insurance is paying. It never hurts to ask directly. Also, get everything in writing going forward — even just a quick "just following up on our call, my understanding is X" email creates a record.

  • 17
    daring-kestrel-344

    You mentioned soreness after the crash — please don't let the car stress make you ignore how you're feeling physically. A lot of people dismiss post-accident soreness and it turns into something that lingers for months. If you haven't already, it might be worth getting checked out just to have it on record, even if you feel mostly okay.

    • 0
      plainspoken-sidewalk660

      Following up on this — any update on how it turned out?

    • 1
      steady-traveler649

      Really glad you posted an update — gives the rest of us some hope.

  • 12
    patient-tern-780

    Short answer: yes, log every call. Yes, push back on the rental limit in writing. And honestly — if the shop can't give you a firm revised date in the next day or two, ask the insurance company if you can move the car to another shop. You usually can. Sometimes just asking that question makes things move.

  • 18
    patient-raven-000

    Quick question — is this the other driver's insurance paying, or your own? That matters a lot for how much leverage you have on the rental coverage extension. If it's a third-party claim you generally have more room to push on "reasonable" rental coverage since the delay isn't your fault at all.

  • 20
    quiet-heron-207

    It's annoying, but the fact that they found supplemental damage actually works in your favor in the long run. Better they catch it now than you drive away with a structurally compromised front end that causes problems in six months. Hang in there — the paper trail advice above is solid and this stuff does get resolved.

    • 4
      tired-optimist365

      Same boat here. Did anyone mention a deadline to watch out for?